What Data We Collect and Why
When you open an account with us, we collect your name, email address, phone number and the payment method details you provide — including UPI handles, Paytm-linked numbers or PhonePe transaction references. We use this data solely to process your transactions, verify your identity as required
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by applicable law, and keep your account secure. We do not sell your personal data to third parties. Logs of account activity, device identifiers and IP addresses are retained for fraud prevention and to comply with jurisdiction-specific legal obligations. You may request a copy of all
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data we hold about you at any time by contacting our support team. Retention periods vary by data category: payment records are kept for the period mandated by applicable Indian financial regulations, while browsing session data is purged on a rolling 90-day cycle.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.